{
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\begin{tabular}{l*{3}{c}}
\hline\hline
                    &\multicolumn{3}{c}{Volunteer}                                    \\\cmidrule(lr){2-4}
\hline
HOLC loans $\times$ home owner&       0.490\sym{**} &       0.477\sym{**} &       0.491\sym{**} \\
                    &     [0.204]         &     [0.204]         &     [0.210]         \\
Home owner          &       0.001\sym{*}  &      -0.002\sym{**} &      -0.002\sym{**} \\
                    &     [0.001]         &     [0.001]         &     [0.001]         \\
Age FEs             &         Yes         &         Yes         &         Yes         \\
Individual controls &          No         &         Yes         &         Yes         \\
Birthplace FEs      &          No         &         Yes         &         Yes         \\
\hline
\(R^{2}\)           &       0.010         &       0.013         &       0.013         \\
Fixed effects       &      County         &      County         &      County         \\
Sample:             &       Urban         &       Urban         &  Urban, CEM         \\
Mean dependent variable&       0.015         &       0.015         &       0.015         \\
Observations        &     8,638,874         &     8,638,874         &     8,259,364         \\
\hline\hline
\end{tabular}
}
